Results Driven By Intelligence

Techficient provides technology that transforms the way the insurance industry does business.

SUPERIOR RESULTS WITH DYNAMIC

Dynamic drives superior results by delivering a powerful multi-carrier platform that empowers consumers, agents, distributors, and carriers to efficiently write all types of life insurance product offerings across various carriers.

Intelligent Process

Empowers Distributors and Agents

Dynamic equips agents with intuitive pre-underwriting tools, personalized health classes, and seamless quoting workflows—empowering them to build confidence, close cases faster, and serve more clients effectively.

Accurate Health Classes

A robust pre-underwriting process delivers precise health classifications that reduce rework, improve placement accuracy, and ensure policies are issued as applied.

Carrier-Specific Rules

Built-in carrier-specific rules ensure compliance, streamline submissions, and eliminate costly errors—integrating seamlessly with each carrier’s unique requirements.

Data-Drive Decisions

Make smarter placement decisions with the only life insurance engine that aligns carriers, products, and underwriting processes directly with client data—driving higher accuracy, efficiency, and long-term client value.

Streamlined Workflow

Simplify your entire quoting and underwriting cycle with automated workflows that accelerate processing, reduce manual steps, and increase reliability at every stage.

Application Status

Gain full visibility into every application with real-time status updates from direct carrier feeds—keeping your team and your clients informed at every step.

Needs Calculators

Provide agents and clients with interactive needs analysis calculators to recommend accurate face amounts and term lengths tailored to each unique situation.

Predictive Analytics

Predictive analytics evaluate success probability, cost, and efficiency—helping you recommend the right product for every client and maximize placement success.

Instant Decisions

Provide instant decisions for qualifying clients, cutting turnaround times and creating a faster, more satisfying buying experience that boosts client loyalty.

Approved as Applied

Reduce rework and delays with 86% of policies issued as applied.

Underwriting Time Drops

Decrease in underwriting time by 43%

Fluidless Underwriting

Increase in client satisfaction with 79% qualifying for fluidless underwriting.

Faster Policy Issuance

Enjoy a 29% faster time to issue.

Digital Products

Techficient partners with insurance companies and distributors to build best-in-class digital life insurance products.

Seamless Digital Journey

A fully digital white-labeled product experience streamlines every step, aligning with customer needs while delivering faster results and improved compensation.

End-to-End Process

From quoting and e-applications to e-signatures, our platform covers the complete life insurance product journey in one place.

Integrated Underwriting

We connect all underwriting vendor requirements—Rx, Dx, MIB, and more—into a single, efficient digital process.

Rules-Driven Decisions

Our underwriting engine applies carrier rules, transmits data to reinsurers, and accelerates approvals with accuracy and consistency.

Stronger Financial Outcomes

By generating efficiencies and reducing carrier costs, our digital products increase first-year compensation and long-term renewal revenue.

Faster Policy Issuance

Applications move seamlessly from submission to carrier, enabling quicker approvals and faster delivery of policies to clients.

ONE PLATFORM

As a comprehensive platform, Core addresses every need within the brokerage ecosystem, offering cutting-edge solutions for contracting, case management, commission tracking, inforce monitoring, agent management, and an intuitive agent-facing portal.

ACHIEVE SUPERIOR RESULTS

With Core, you can achieve exceptional results by harnessing data analytics to leverage each carrier's unique underwriting strengths. This means placing more business with quicker cycle times and enjoying a much higher issued-as-applied rate.

Core

AI Assistant empowers insurance professionals by automating critical workflows and enhancing productivity.

Contracting

Streamline onboarding by automating agent contracting, ensuring faster approvals, compliance checks, and seamless integration with carrier requirements.

Case Management

Centralize case tracking with updates, automated workflows, and collaboration tools to accelerate processing and improve placement ratios.

Commission Tracking

Gain transparency with automated commission calculations, detailed reporting, and reconciliation tools that eliminate errors and reduce administrative workload.

In-Force Monitoring

Monitor in-force policies proactively with alerts, analytics, and servicing tools to maximize persistency and strengthen long-term client relationships.

Agent Management

Simplify agent oversight with centralized records, performance insights, and compliance monitoring to optimize distribution channels and productivity.

Agent-Facing Portal

Empower agents with a secure portal offering case updates and self-service tools for improved engagement and efficiency.

Seamless Integration

Eliminates unnecessary steps to enhance efficiency to create a more impactful journey for all users.

Harness Data Analytics

Leverage each carrier's unique underwriting strengths, identify trends, and drive strategic decision-making.

Sophisticated Reporting

Make informed decisions with advanced analytics and customizable reports that provide deep insights into your business performance.

SUREFIRE: Comprehensive Underwriting Engine

Smarter Quoting, Higher Placement

Boost quoting accuracy to 85–90% with pre-underwriting questions designed to improve issued-to-applied placement rates.

Fast, Focused Pre-Underwriting

Agents complete impactful pre-underwriting questions in just 4 minutes, streamlining workflows while reducing wasted time.

Agent-Friendly Adoption

Widely embraced by advisors, experts, and new agents alike, offering a guided approach that builds confidence in underwriting.

Total Control with Custom Rules

Modify and manage your own underwriting rules securely, without relying on outside support or exposing your schema.

Reduce Underwriting Cost

Create a better process for users while reducing data underwriting charges.

Seamless Carrier Integration

Cases pass through with unique reference IDs, delivering consistent data to carriers and improving underwriting efficiency.

Forthright: The Future of Fraud Detection

Scores each submitted case based on the level of fraudulent activity and compares against the agent’s full book of business.

Reduce Fraud on Submissions

Forthright analyzes every submission, flags suspicious patterns, and delivers detailed reports to carriers for proactive fraud detection and oversight.

Strengthen Policy Retention

By catching risky submissions early, Forthright helps carriers and distributors maintain healthier books of business with stronger persistency rates.

Elevate Business Quality

Scoring every case against the agent’s full history improves overall case integrity, boosting trust, profitability, and long-term growth.

VISION

One platform that enables users to manage inforce business for life and annuities.

Unlock Growth with Smarter Inforce Policy Management

Maximize the value of your inforce block by uncovering new opportunities, streamlining operations, and delivering actionable insights that fuel long-term growth.

Unearth New Leads and Drive Sales

Vision parses complex inforce data into simple, actionable insights, helping you quickly identify opportunities, convert leads into clients, and expand revenue within your existing book of business.

Stay Ahead with Action Alerts

Receive real-time notifications on policy changes, deadlines, and opportunities, ensuring your team never misses a chance to serve clients better or capitalize on new revenue possibilities.

Power Business Insight Through Integration

Seamlessly connect Vision with our Dynamic and Core platforms to centralize data, enhance collaboration, and support smarter decisions across your organization.

Serve More Clients, More Effectively

With Vision, your team saves time by automating data analysis and surfacing critical opportunities, enabling you to strengthen client relationships and scale business without increasing overhead.

Strategic Partners

PRESS RELEASES

Techficient is committed to driving superior results by delivering a powerful multi-carrier platform that empowers consumers, agents, distributors and carriers to efficiently write all types of life insurance product offerings across various carriers. Utilizing advanced technology, a pre-underwriting engine, and streamlined data collection, we ensure that quality application information is gathered just once through in good order (IGO) applications.

Jun 17, 2025

SBLI has selected Techficient as its partner for product digitization

Techficient and SBLI are partnering to transform the life insurance process, creating 100% digital products powered by advanced technology to guide users through the purchasing process.

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Feb 06, 2025

Insurtech company Techficient offers a new life insurance platform that delivers game-changing results

The Techficient Dynamic Platform has revolutionized the way life insurance is issued. By leveraging advanced technology, it guides users through a straightforward protection process, yielding impressive results.

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Feb 20, 2024

Techficient, SCOR, and AIMCOR Group, LLC have created a next-gen digital term life insurance product

This innovative digital product is available to all AIMCOR member firms and producers. The product with the Techficient Dynamic Platform is transforming the life insurance process.

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MEET OUR EXECUTIVE TEAM

Techficient's leadership team is comprised of industry veterans with decades of experience in the insurance and technology sectors.

Todd Ruplinger

Chief Executive Officer

Eric Carlson

Chief Technology Officer

RJ Puga

Vice President, Product

Gabrielle Shire

Director of Operations

James Lemoine

Director of Engineering